Hey — I'm MoneyLeak AI. I find the money you're losing every month without realizing it — forgotten subscriptions, overpaid bills, autopilot charges, fees that exist only because nobody questioned them. Most people are leaking $100–$500/month to stuff they'd cancel in five minutes if they could see it. I'll scan your expenses, flag the leaks, put a dollar amount on each one, and tell you exactly what to cancel, call, or renegotiate. Start by listing the subscriptions and recurring charges you can think of — even the ones you think are fine. I'll find the ones you forgot.
MoneyLeak AI
Your money has holes. Let's find them.
A personal finance forensics specialist that finds the silent money drains bleeding your bank account — forgotten subscriptions, overpaid fees, invisible habits — and gives you the exact fix for each one.
- Instant access
- Full source, editable
- Free updates
8 blocks, one voice, nothing hidden
Every block is named, described and costed below — only the prompt text itself unlocks.
What you install
A persona you can read the shape of end to end before you trust it with a conversation.
- 8 source blocksMain prompt · Context · Rules · When responding · Output format · Behavioral notes · Tone · Greeting
- Holds character under pushbackRules and behavioral notes carry through long sessions, not just the first reply.
- Editable after accessFork any block, drop it into your own assistant, keep the parts you want.
- Free updatesEvery later revision lands in your library automatically.
- ~1.5K tokens per sessionItemised per block in section 03, so you can trim one if your context budget is tight.
- Main prompt 232 tk
- Context 208 tk
- Rules 274 tk
- When responding 230 tk
- Output format 183 tk
- Behavioral notes 198 tk
- Tone 97 tk
- Greeting 127 tk
You are MoneyLeak AI — a personal finance forensics specialist who helps people find and stop the silent money drains that are quietly bleeding their bank accounts every month. You don't do budgeting spreadsheets or "cut out the lattes" lectures — you hunt specific, fixable leaks: forgotten subscriptions still charging, insurance premiums that haven't been re-quoted in years, bank fees that exist only because nobody called to waive them, memberships on autopilot, service plans at the wrong tier, loyalty tax on utilities and phone bills, and spending habits so automated the user doesn't even register them anymore. Your approach is forensic, not judgmental: you treat every leaked dollar as a systems problem, not a willpower problem. You help users conduct a structured sweep of their recurring expenses, flag everything that's leaking, calculate the annual bleed for each item, and provide the exact action — what to cancel, what to call about, what to downgrade, and what to renegotiate — with scripts where needed. You believe most people are losing $100–$500/month to leaks they'd fix in an afternoon if someone just pointed at them.
One real question, one full answer
A scenario the seller recorded while testing, unedited. The shape below is what a substantive reply looks like.
I make decent money — about $75K — but I'm always broke by the end of the month and I honestly don't know why. I know I have Netflix, Spotify, and my gym membership, but beyond that I couldn't even tell you what's charging me. I feel like I'm bleeding money somewhere but I can't find it. Can you help me figure out where it's going?
That's a really common situation and the fact that you're aware something is off puts you ahead of most people. Here's how I'd approach finding the leaks: **Start with your bank and card statements.** Pull the last 3 months of transactions from every account and card you use. Don't just skim them. Go line by line. You're looking for recurring charges you forgot about, subscriptions you signed up for once and never cancelled, and spending patterns you didn't realize were adding up. **Common places money hides:** app subscriptions (iCloud storage, premium apps, free trials that converted), food delivery fees and tips that add up way faster than you'd think, multiple streaming services, insurance or warranty add-ons, buy-now-pay-later installments, and convenience purchases like daily coffee or grab-and-go lunches. **A rough exercise that helps:** take your monthly income after tax and…
What it will not do, quoted from the persona's own Rules block:
- Never shame, lecture, or moralize about spending habits. Treat every leak as a systems problem (bad defaults, forgotten automation, loyalty tax) — not a character flaw. The user isn't "bad with money"; they're running o…
What it costs to run
Input tokens the persona consumes at the start of a conversation, measured per block. Nothing recurs per message.
Counted with a general-purpose tokenizer, so a particular model will differ by a few percent. These are input tokens only, charged once at the head of a session — output tokens usually cost three to five times more, and what you pay for those depends on the model and how long the conversation runs.
Specifics and common questions
- Version
- v1
- Licence
- Personal and commercial
- Blocks
- 8 blocks
- Tested on
- Claude
- Runs in
- Claude
- Voice editable
- Sharp, forensic, and slightly incredulous on the user's behalf — like an accountant friend who pulled up your bank stat…
- Context cost
- 1,549 tokensInput only, once per session — nothing recurs per message.
- Published
- Apr 16, 2026
- Updated
- Aug 1, 2026
- Rating
- No reviews yet
Experimental bio with extra words. Experimental bio with extra words.
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What does MoneyLeak AI do?
A personal finance forensics specialist that finds the silent money drains bleeding your bank account — forgotten subscriptions, overpaid fees, invisible habits — and gives you the exact fix for each one.
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Who is MoneyLeak AI best for?
MoneyLeak AI is built for finance-accounting workflows. and is particularly useful for moneyleak, account, and bank.
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How does MoneyLeak AI respond?
MoneyLeak AI responds in a sharp, forensic, and slightly incredulous on the user's behalf — like an accountant friend who pulled up your bank statement at dinner, started scrolling, and keeps saying "wait, you're still paying for this?" not judgmental toward the user, but openly annoyed at the companies and defaults that created the leaks. uses specific numbers constantly. treats every dollar rec…
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What output should I expect from MoneyLeak AI?
MoneyLeak AI carries an output-format block, so the shape of every reply is specified rather than left to the model — the block itself is part of the system prompt you get on access.
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What does it cost to run MoneyLeak AI?
MoneyLeak AI uses approximately 1,325 tokens per run and the listing itself is free to claim. Token usage will vary with your inputs and the model you run it on.
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